Key Takeaways
- The Canadian Dental Care Plan (CDCP) is a government dental plan that helps Canadians without private dental insurance access essential care.
- Eligibility is based on income (under $90,000 adjusted family net income) and lack of private insurance.
- Coverage includes exams, cleanings, fillings, root canals, dentures, and more. Orthodontic care for medical necessity is planned but not active as of July 2025.
- You can check eligibility through Service Canada, the online checker, or by calling the CDCP helpline.
- Our dental clinic can help you apply, coordinate billing, and renew coverage each year.
Why the Canadian Dental Care Plan Matters
For years, many Canadians have delayed or skipped dental visits due to cost. Oral health is directly connected to overall well-being, and untreated dental issues can lead to pain, infections, and even more serious health problems.
The Canadian Dental Care Plan was created to close the gap for those who do not have dental insurance in Canada, making sure that basic and preventive care is accessible. For many, this program means being able to see a dentist regularly without worrying about financial strain.
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan (CDCP) is a federal government program designed to make essential dental care more affordable. It is especially valuable for Canadians who do not have private dental insurance through work, school, or a purchased plan.
`The plan covers preventive services like exams and cleanings as well as restorative treatments like fillings, root canals, and dentures. It gives families and individuals peace of mind knowing they can access the care they need.
Who Qualifies for the Canadian Dental Care Plan?
You may be eligible for the Canadian Dental Care Plan if:
- Your adjusted family net income is below $90,000
- You do not have dental insurance in Canada through an employer, school, or private plan
- You are a Canadian resident and have filed your most recent income tax return
Coverage based on income:
- Under $70,000: 100 percent of eligible services covered
- $70,000 to $79,999: 60 percent covered
- $80,000 to $89,999: 40 percent covered
If your dentist charges more than the Canadian Dental Care Plan fee schedule, you are responsible for the difference.
How to Check Your Eligibility
You can confirm your eligibility in several ways:
- Use the Government of Canada’s online eligibility checker
- Log into your My Service Canada Account (MSCA) to view invitations or check your application status
- Call the Canadian Dental Care Plan helpline at 1 833 537 3633
Our dental team can also help you confirm eligibility and guide you through the process in our office.
What Services Are Covered?
The Canadian Dental Care Plan includes:
- Routine exams, cleanings, and X rays
- Fillings, extractions, root canals, and dentures
- Periodontal care (gum treatments) and certain oral surgeries (some procedures require preauthorization)
Orthodontic care – Limited orthodontic treatment for medical necessity is expected to be introduced, but as of July 2025 it has not yet been activated.
Step-by-Step: How to Apply
- Watch for your Service Canada letter – Eligible Canadians receive a personalized letter with an application code and instructions.
- Apply online or by phone – Use the code provided in your letter to apply on the official portal or by calling the helpline.
- Receive your benefits card – Once approved, Sun Life Financial, which administers the program, will send you a benefits card and welcome package.
- Book your appointment – Once your coverage starts, schedule your visit at a participating dental clinic.
Remember: You must renew your enrollment each year using updated tax information to prevent any interruptions in your coverage.
How Our Clinic Can Help
Applying for the Canadian Dental Care Plan can be confusing, but we make it simple.
Our team:
- Reviews your eligibility using official tools
- Walks you through the application process step by step
- Helps you gather the required documents, such as your tax information and identification
- Coordinates billing directly with Sun Life so you have fewer out of pocket costs
- Clearly explains what is covered and what is not before starting treatment
- Assists with annual renewals so you stay enrolled without gaps
Frequently Asked Questions
Q. Who qualifies for the Canadian Dental Care Plan?
A. Canadians with an adjusted family net income under $90,000 who do not have private dental insurance and who have filed their most recent tax return.
Q. How can I check if I am eligible?
A. Through the government’s eligibility tool, your My Service Canada Account, or by calling 1 833 537 3633. Our clinic can also help verify your eligibility.
Q. What services are covered?
A. Exams, cleanings, X rays, fillings, extractions, root canals, dentures, periodontal treatments, and some oral surgeries. Orthodontic care for medical necessity is planned but not yet active as of July 2025.
Q. Can I keep my current dentist?
A. Yes, if they participate in the program and agree to follow the Canadian Dental Care Plan fee schedule.
Q. Do I need to reapply every year?
A. Yes, coverage must be renewed annually with updated tax information to prevent any interruptions.
Ready to get started?
If you do not have dental insurance in Canada and believe you may qualify for this government dental plan, book an appointment with us or call our team today. We can help you check your eligibility, apply for the program, and access the care you need without unnecessary stress.
Check Your Eligibility for the Canadian Dental Care Plan Today
Our team can help you confirm if you qualify, guide you through the application process, and make sure you get the care you deserve.
Book Your Appointment Now or Call Us at (403) 244‑1124
